Every year, thousands of workers are injured on the job. Sometimes, they are unable to continue working. This results in both a loss of income and an accumulation of medical expenses. Workers’ Compensation insurance helps employers continue to pay employees during their care, rehabilitation, and recovery.
Under the Michigan Workers’ Disability Compensation Act, almost all Michigan employers are required to carry workers’ compensation insurance to cover an employee who suffers an “injury arising out of and in the course of employment.”
In some circumstances where an employee is injured on the job, there is no dispute and benefits are paid. However, many times, employers dispute an employee’s Workers’ Compensation claim or fails to pay a claim in its entirety. Bagley & Langan, PLLC has routinely fought for workers’ rights and benefits.
Michigan Workers’ Compensation Basic Benefits
Workers Compensation Insurance includes the following basic benefits:
- Medical care
- A percentage of lost wages
- Benefits for permanent injuries like losing a limb or death benefits
- Retraining for a new career when you can no longer perform your past work.
Under workers’ compensation, wage loss benefits are 80% of the after-tax value of an employee’s average weekly wage. Additionally, workers compensation benefits will cover transportation/mileage to and from medical appointments as well as someone to perform household care and personal care(replacement services and attendant care). There is no compensation awarded for pain and suffering.